Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

It would be much appreciated.Direction on the applicable laws in Real Estate, sure: "Google.com". 

Generally, most reputable lenders in this space won't have any significant surprises with terms and fees because they spell them out upfront in the applications that they provide before you move forward with the loan underwriting.5. 

I have no idea how real these rates are they dont have credit score just A+,B+ , C+ d and e and application fee is $400.

Is it similar to Savannah / Tybee where new STR's can only be in certain zoning areas and there is a waitlist for applications?

@Michael Lyons @Sara Finley I have to agree with Sara here, because all of the really good schools are getting so many applications these days they aren't accepting out of geography applications.

In addition to offering "cash for keys" assure them that they can use you as a referral on their next tenant application, or offer them a short term-2 month lease.

When I was pursuing that at one point I only had 1 out of 50 applications reach back out.  

Have a way to double checking their information they give you on the application.  

Worst case scenario, if that doesn't work, I can simply do fertilizer applications and landscape lighting as they don't require much labor.