.: Are there any lenders that allow less than 20% down on a DSCR loan? 

If said data isnt coming from my organization or Bright MLS, it simply isnt reliable. 

For example, NC doesn't allow a double closing UNLESS you bring your own funds or use transactional funding and they DO NOT allow "pass through funding" which means using your end buyers funds to be used for your initial closing.I think you would be amazed at how many states now OR should I say title companies will not allow pass through closings.. its not the state its the title company that has their rules and regulations that you need to follow.   

This allows you to invest in the locations that offer the best ROI and make the most sense based on your goals where you can be a bit more passive in your investment property.

Does anyone know of a dscr lender that will allow for seasoned money for a down payment and a really good property manager in Ohio specifically in Columbus, Cin, and Cleveland?  

You can also test for formaldehyde, Volatile Organic Compounds (VoCs), arsenic in the water, DFAS, gas stove fumes, microplastics, fecal contamination, and so on and so on.It is worth summarizing it this way.  

And to show her that real estate isn’t so bad and allows us to have more time off to do whatever we want and not worry about finances ever again.

Quote from @Christine Perez: If I purchase in Sedona, my budget would only allow for a 2-bedroom townhouse.

My primary now will sell for $750k, I owe $290k, this will allow me to buy 2 $400k homes. 

The only exception are parents, relatives and close friends (i.e. angel investors).Best bet is to build some experience by house hacking (FHA loans allow for buying up to a fourplex, as long as you live there, with only 3.5% down).