But there are a few factors to keep in mind:1.

You may possibly need the occupancy rate if it isn't already factored into the revenue estimate.If it's already factored in (assuming it likely is), next you'll need to factor the operating expenses so you can arrive at a net operating income.

The mismatch in bed/bath count and the existing septic system capacity are important factors to consider.

Eligibility for the ATI exemption depends on several factors, including:The nature of the transfer: Sales, inheritances, and certain other transfers trigger reassessments that may qualify for the exemption.Timely application: Property owners must apply for the exemption within the required timeframe.

I was planning to do cash-out, but there are several factors coming together that is making that a less attractive option (higher interest rate, longer seasoning).

Keep in mind that those who take the buyout will get 8 months of income, so I don't see that as being a factor in the next 12 months for them. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Cost was not as much a determining factor.  

Remember there are income limits, contribution limits and other personal factors to consider.

Being close to a MARTA bus stop is always a good factor in assessing whether or not the property should be held as a PadSplit.