Assuming you go the HELOC route, another option to reduce your costs assuming you have decent credit is to look at credit card balance transfer promotions.Back in 2003-2004 I had HELOCs on my investment properties and interest rates were increasing.

I don't take credit cards but I believe stripe does.   

Conclusion: Don´t give your credit card infos for "free" products!!!

They provide lines of 0% credit with an 8% fee, hard money and DSCR loans among others. https://www.rammfinancial.com/Thoughts?

The credit cards can be stifling, but in the grand scheme of things, $40K isn't a ridiculous amount.

You can work with a local credit union that does HELOCs, Home Equity Lines of Credit or Loans, on investment property.

Hey Patrick, Do you have a US credit score or do you have credit in Canada?

If It is a wholesale DSCR lender that also does TRID loans, they might require a bit more paperwork, such as a VOM, mortgage statements for properties currently owned, and credit supplements on mortgages on your credit report.

Good credit.

Our best leverage is that this will place the word eviction onto their credit history, which is huge as you can imagine.