In the multi unit buildings I put on lease "Each tenant shares responsibility for removing snow and salting on both walkways and sidewalk infront of property" and I have them initial before we execute lease.

After all, I got a bank to admit that's how loans are executed proving that our note funds the alleged "loan." that was a huge victory for me.

THere is a loan I have seen folks using in the past... not sure if it is still available but it is the MACU90 loan with mountain american credit union and it is a 10% down investment loan.

@Jonathan Blanco, I'm and investor and a licensed mortgage broker so I've been on both sides of this conversation.I would look for a lender that (1) listens to you and understands your strategy and needs (hint: it's not always money), (2) has experience working with clients executing your strategy and brings more to the table than just cash - be it advice, relationships, deal-team partners, etc., (3) gives you viable options and explains the pros and cons of each option and (4) you enjoy interacting with - this should be a relationship, not a transaction.Once you find a few lenders like this (and you should have relationships with more than one), then you can start comparing rates and fees.

I went from Teaching to Coaching college basketball to executive recruiting  (headhunting). 

Know this first:  the #1 reason that landlords fail is their failure to manage to the lease (American Apartment Owners' Assn). 

The #1 reason why landlords fail - according to the American Apartment Owners' Assn - is failure to manage to the lease. 

If you use cash flow - it's more safe imo and debt leverage is risk but reward if you execute on a value add project.

Hi, has anyone applied for a business line of credit with American Express? 

I’ve seen many buyers successfully execute this strategy over the years, turning such properties into valuable investments.