Others, as someone shared, are nothing but a stroke to someone's ego as well as a way for them to make money.

Also keep in mind if the home is in an HOA they can change the rules with the stroke of a pen. 

The below are broad strokes and there are differences between SBL and Conventional.

I am still in the "broad strokes", not so accurate calculations phase with limited experience to fine tune the numbers. 

They stroke your ego and tell you what you want to hear.

They didn't specifically request 'eviction' but needed rental assistance due to a temporary cutback in work hours or a stroke or injury and the agencies needed a nasty notice to prove they needed help.

:)  Those kind of numbers would have stressed me to the point of a stroke!

However there is a very generic/broad stroke data point from the Marcus and Millichap in their Multifamily Research Market Report.

I would keep it 100 a month is really not much to keep this and keep paying down your mortgage only way I would sell it at this stage is if you really need the 15 to 20k you would net out of it.. or if you think values would crater .. but seem pretty stable to me.. and in 10 years its paid for and you have a 180 to 200k assets that you only paid out of pocket  110 X 120  13,200.. and your down stroke when you bough it if any. 

It's important to note that your insurance company doesn't just stroke a check for the policy limit anytime there's a claim.