Because someone like me who has properties for sale, will put that letter in the file for that property and maybe six months later I will give you a call and make a counter or accept your offer.

@Colin Simpson Doing a live-in flip was not something I was comfortable with because I can do basic things like painting, connecting some PVC pipes, etc. but not any real contractor work.  

This can truly be put to the test when it comes to counter offers and negotiating repair items after an inspection.  

Probably concrete pipes if no work has been done before.

She is requesting that I pain the kitchen, repair chipped Formica on countertop and Formica that is coming up on counter and also fix or replace hood over gas stove.

I also encourage you to listen to all of the BP podcasts as they are a treasure trove of free and lucrative information.My vote is if you can't scrape together more than $5-10K on your own for this idea, then how are you going to fix a broken pipe or a leaky roof that has a tenant in it when it comes time?  

About 500 posts a minute of people that never make it into the double digits on their posts counter.

Pretty decent overall metrics on my offer of about $139k which would rent for about $1,400However, after inspection, it probably needs $3,000 of capex and with a foundation inspection it needs at least a soul leveling for $4,000 or a full foundation overall auk for $10,500I countered during the option period with $125,000 to cover my capex coats. 

The UW will then counter the loan as an investment property and require 20-25% down or counter it as a second home with conventional financing with a min down of 10-20%.This is what will happen if a loan officer submits the file as suggested above.It would have to be a pretty rookie mistake by a loan officer (LO) though to submit a file with out the property explanation and documentation because it would not put your file in the best possible light and achieve what you've intended to achieve.Is it possible for her to get a primary residence ?

There are openings in the upper west exterior walls where electrical conduit was removed.10.The stucco in these areas has not been repaired to prevent moisture penetration and deterioration.11.The front unit has issues flushing the toilet, which was confirmed with a tenant, so camera scoping of the drain pipes was performed that revealed damages and blockages in the pipes.12.Deferred maintenance on multiple items: cracks around windows and pipes, gas pipes are not supported, pilot lights in heater units were not lit, a water heater unit has no ventilation.I hired a plumber to scope the pipes (please see his report in the invoice attached and photos); a roofing company was hired to assess the damage to the roof above the middle unit only (please see proposed work sheet); a general contractor has inspected the settlement of the wall in the second unit due to the damaged frame.