I personally would rather just continue with the second bank, why go back to the first one.

Since your an estimator are the materials and labor based on facts (i.e. hard costs a labor units) or a guess.Nothing personal but I wouldn't consider anything you wrote there, if I was buying I'd do my own estimate/SOW. 

Hey folks, Due to a lot of depression and personal issues, I let my property taxes go unpaid for close to three years.

It's not worth hiring a lawyer but as you suggested, small claims court may be an option IF you hired them in your personal capacity OR if your jurisdiction allows LLC owners to go to small claims and represent the LLC in court (many, most?

It’s a business account and I just checked, paying 3.95%, more than my personal one!

Personally, I'd spend a little more if I knew there was significant value add there.

Do you own a personal residence yet?

Personally, I bought a 3 bed single family home soon after starting my job and had two friends from college rent which covered my mortgage plus a little extra.

I know i personally wont build anything with adjoining walls as the long term liability is to much risk for me.

Our life is complicated and I work a complicated stressful job, but if we’re being honest, I also don’t have time for renters, but I somehow make it work and I personally think it pays off.Mtg: 1800Rent: 2900Owe: 200Rate: 4.5 I thinkSell Price: est. 450-460No other rentals except an in law suite on our current primaryFuture goals: would love to use this properly to buy other properties to get out of the corporate rat race.