I think many of us often float in the 'ether' of REI and are paralyzed by fear, numbers or simple complacency. 

My fear is we will have to go through another multiple month process of having the sheriff actually come to the property to physically remove them.Figured this would be a good discussion to start, if anyone has experience with CDs, please reply!

I'm tired of being paralyzed by fear an I strongly believe it is time for me to make a change.

We may have confused fear for disingenuous posting.

You have a goal you have a dream, pursue it, have no fear!!!

It sounds great, I know, but the problem is my conscious and my potential to receive his support again in the future, I fear.

Carpet gets dyed red and out of fear of paying any fees they refuse to notify you and the stain sets in ruining the carpet .

So now, I'm pushing past my fear of the unknown and putting myself in the mix here to learn and engage with y'all.

My fear is that in 2 years the house won't appraise at 360k and I would have to borrow more than the 60% that I owe him. 

your biggest takeaway here should be that you don't know your local laws as well as you should. notice of entry is one of the more basic issues that all landlords should have memorized. since you did not know that, I fear there may be much more you don't know.