Could this be construed as mortgage fraud? 

He has at least 2 or 3 nearly identical posts, bashing a company that is his direct competitor (even though he makes it very clear that they are not competitors 🙄), so that could warrant a post coming down.

They are fully documented and fully legal.I don't know if a credit/criminal would show anything but you should definitely require proof of their ITIN to verify identity and their legal status.

Note that failure to disclose a silent partner for Freddie/Fannie type loans could constitute mortgage fraud.

It is speculating with other people's money and is fraud at best.

We're able to compensate for that by requiring a co-signer (no double deposits allowed in NH), but the inability to validate identity on the screening platform through questions based on credit bureau records prevented him from being able to complete the eviction and criminal history screening.

Maybe bungalows are hot in your area which is why they sell for more even though they are identical in sq ft to other homes.Days on market is very important. 

I enter the data myself and then the tenant gets an email to verify identity and then the check is run. 

@Eli Rollins, if you stated in your loan that this will be your primary residence and owner occupied, it would be mortgage fraud if you decide not to live there.

Since June 2018, 2 homes of identical or smaller sq footage within a quarter mile of mine, built within 3 years of mine, sold for $1,900,000 and $1,800,000 (each was on the market for less than 2 months before selling.