Cleveland is a great market, but hopefully my warning here will help you avoid the headaches I endured.

.- Cant do blanket loan as I own one of the houses in one llc and the other in another llc.Thank you for your help and I hope someone will have good options!

Especially if you're an investor, you're going to want to go with someone that can help you grow your business.

Knowing your current state comps is a great place to start and a real estate agent can help pull those figures quickly. 

Now, I help the same type of clients get financing (both construction and long term) for their projects.

From someone asking for help based on the success they saw us having. 

@Derrick Roland II it would help if we knew how much you were pre-approved for and if FHA or conforming?

Renting could allow you to focus on paying down debt and saving for a larger down payment, while buying now could help you start building equity or even generate passive income through house hacking.

keep going after it. run lots of numbers and do a lot of underwriting. feel free to reach out at any time if you need help in your market. these properties that are 3 units are rented and then a cash out refinance that not only makes money but returns full capital to the investor on DSCR loans similar to the interest rate you mentioned above. 

I hope this helps feed your train of thought!