"Cleveland’s housing market has been called a lot of things the past few years, but the debut of a housing index by the Columbus-based Nationwide insurance and financial services firm terms it something different — healthy."

I'd end up with a property that barely breaks even vs a property w gobs of equity and a healthy cash flow.

My goal was to quit once my RE income matched the income from my job with a healthy percentage in reserve. 

You are really looking for healthy apartment rents and healthy SFH prices.  

I'm always open for a healthy debate!

Central location - relatively motivated sellers - mostly fed subsidized (mental health) - is it worth renovating and raising rents      - is it possible - small Apts (mostly 1 br) - option to hold and cash flow then repurpose as city changes zoning / vision How do you finance a large commercial purchase like this - % down / LTV - amortization / ARM - cash flow requirements - inspection requirements - special clauses for maintenance refinance options later Asset or personal info more important Code requirements for commercial loan Deferred maintenance list -What are main issues with 50 year old apartment building ?

And I try to focus on how blessed we are to have such a beautiful, healthy child when frustration mounts! 

In less you are very in tune with the local market and data it is hard to see how healthy our market is. 

They tell me that the child has always been very healthy and never had any issues like that before this.

We have an extremely strong economy surrounded with good colleges and healthy public schools.