I appreciate the ideas.I really think creativity and flexibility may will allow us to win the day on this one.

I've heard that the down payment percentages for investment properties can be higher compared to primary residences.Specifically, I'm looking for insights on:The typical down payment percentages required by conventional lenders for investment properties.Any differences in requirements for single-family homes versus multi-unit properties.Experiences with different lenders and any recommendations for those offering favorable terms for investment properties.Any tips for negotiating better terms or finding lenders with more flexible down payment options.For context, this will be my second property, and I have a good credit score and a stable income.

There's also an option for a 7-year term, but it comes with a higher interest rate.I have the flexibility to pay off the loan without penalty, which I plan to do after securing my next deal and cash-out refinancing this triplex.

When I want a tenant gone, I am flexible and tell them they can leave any time in the next 30 days if they give me one week of notice, then I will refund any unused portion of rent.

You might also want to explore other options like Real Estate Investment Trusts (REITs) for more flexibility or even direct ownership of smaller properties if you want a bit more control.

This allows them more financial flexibility, more discretionary spending, working less, and more time with loved ones. 

Kudos From the Easy Street Website for all lenders below :For our Short Term Rental Loans (STR Loans), We combine the traditional 30-year fixed rate residential mortgage product with flexible and hassle-free underwriting, delivering quick and efficient 30-day closes and non-intrusive documentation requirements (no tax returns, no income verification).Light DocumentationOur process allows investors to avoid the mountains of endless paperwork and intrusive document-gathering common with our competitors.

However, the current vacancy is hurting your cash flow, the paused refinance poses challenges, and ongoing capital expenditures can be significant.Short Term Rentals: These can generate higher monthly income and offer flexibility to adjust rental rates based on market demand.

I am a USMC veteran so I have some flexibility with finance options and I am looking to utilize all resources I can to build and scale my portfolio.

It offers greater flexibility for the number of guests the unit can hold.