My CPA advised me to split the generic costs such as property tax and water bills equally between both units, which seems reasonable.

More debt equals more amortization of the loan. 

Currently, we are at 12.75% interest with 3 - 5 points on the loan origination end; we haven’t been able to locate any existing mortgage notes we can buy of similar quality with ROI even equal to that.  

Higher risk equals higher stress but higher rewards, faster.

With a strong interest in the field, I’m here to dive deep into real estate investment, aiming to grow and learn from this community’s vast experiences.Currently residing in the Bay Area, I’m fascinated by the dynamism of our local market but am equally interested in exploring investment opportunities beyond, including other cities and states.

One pull is equal to 5 in a 45 day period. 

If I lose my money in real estate, I want it to be my fault, not just sitting by watching some equal idiot make bad or fraudulent decisions.

If you start putting another 10-20% into your property your total returns start getting lower.What i found is the gains of higher equity paydown were positive up to about 5% of purchase price, we’re about equal between 5 and 10 percent and lowered return on equity after 10%.

We expect you to be equally committed and, to that end, ask that you bring some money to the closing table.

I have charged a non refundable deposit equal to monthly rent to hold a property for a few months.