Do you have a presence?

Even so, I prefer the tenant to be present for a move-out "walk-through" with me, so I can ask them questions and I can point out damages as I see them and photograph them in their presence.

Vladimir Valter Putting all the Crimea/Ukraine issues aside to keep things easy, it comes down to this:As a foreign national with no presence in the US such as an immigration visa of some kind, or significant financial footprint (cash or property), no American bank or traditional lender will loan you money.

That should allow members to make comments, unencumbered by the immediate presence of the person subject of the topic.

The most important part of the step is to make your presence known.  

I've generated 20%+ returns, composed of cash on cash of 10-12%, in all of the above markets. 

The abnormal byproduct of combustion;  Carbon Monoxide, results from burning fuels in the presence of insufficient oxygen.  

 I am currently in the process of acquiring two properties with septic systems, so for me - the answer is yes.I'm learning as I go, it seems that the issue isn't so much the presence of the septic system per se, but how well that system has been maintained over the years.

How stable are individual industries, and how long have they had presence in the area.

The actual algorithm is a trade secret of Fair Isaac, but the following breakdown approximates the weighted values that compose your score.35% Payment history30% Outstanding debt15% Length of your credit history10% Recent inquiries on your credit report10% Types of credit in useThe "average" credit score for "excellent" credit is 720 or better for most major lenders, such as mortgage lenders.