The current deeded owner died in 1910, he was not married, and he had no children or heirs. 

Since its our neighborhood and a smaller number of properties, we want our letters to stand out and be personal, yet also want to protect our family's privacy - we have two small children.

I'm clearly dealing with overgrown children who don't know how to take responsibility for their actions or deal with conflict like adults.

I am retired and looking to make my money work for me and for my children in the future. 

For example, if you are renting out 1 bedroom units in a decent area of Cincinnati, even with Cincinnati Public Schools, you are most likely not dealing with school age children.

She was calling to verify a tenant that wants to enroll their children  ( this house is in a very sought after school district ) .  

Not to mention (and YES< I'm pulling this card), that I have a very limited budget, have 2 young kids, and am 7 months pregnant dealing with this issue from the east coast while my husband works full time, me part time, while taking care of our children on a tight budget.  

Looking to transfer a property from parents to children.

Things like:- limits of Liability of $1,000,000 per occurance- additional liability limits in an Umbrella policy- having them name you as an Additional Insured and requiring 30 day notice of cancellation- requiring that they hold you harmless and indemnify you if there is a claim- making their policy PrimaryThere are a lot of other things that can be required and what you ask form will depend on what is available, cost, and how it will impact getting a tenant.Talk to your Agent about what protections (alarm, fire doors, extinguishers, etc.) you need to have in place as a landlord for a business with children there all day.  

I have a tenant (2 adults, 2 children, 1 dog and 1 car).