Just the delay and soft casts with building seem a lot.

Hard to do on 100% financingBig sneaky expenses that sometimes get overlooked are cast iron pipe sewer repair/root damage and older windows.

Ya know for the resi mortgage industry and maybe all mortgages..seems to me a re cast would work to stave off massive defaults.so lets say homeowner cant make payments for 6 months then stabilizes.. lets say payments are 2k a month.. that's 12 total.Maybe just recast the  250k mortgage at  262k  have a new payment probably only go up say 15 bucks or something a month.. ??

Re-cast it with Ekopel 2k Epoxy.

Do some dream casting and get a vision of your life down on paper.

I had two bad experiences with property management and which led to self managing but it will be unfair to cast a broad brush.

However, the underwriting of the loan will definitely cast according to their perceived risk.

For example if it's wood frame, plaster and lathe, original cast iron plumbing, dated electrical... hard pass, that will be a major money pit.

I'm casting our net to help one another accomplish our goals.

How old is the tub and what was it made of (I.e. acrylic, cast iron, etc.)