That makes investors happy (perceived reduction in risk through diversification while still investing in alternative assets) and it makes wall street happy (claw back some money from the self-directed true alternative asset outflows, more products = broader audience = more clients = more money)Hopefully that makes sense.

It's a strong tendency and challenging to look beyond our current personal experiences, and see the broader situation, attempting to understand the context of current conditions.

Not a great option, but an option nonetheless.To answer your question about the numbers (and provide broader context) just wrapped up a divorce 2 months ago.

However, if you take a broader view of the potential returns, including loan paydown, appreciation, and tax advantages, you will likely enjoy a significant return on your investment.

Certainly that plays into it, however, I think, it shows the disadvantage is not only held by the bank but can have implications on the broader market.  

I am not in Cincinnati and don't have plans to be so I will keep this a bit broader focused.I regularly have people reach out to invest with me, through me, "work with" me, and so. 

Now to be fair, the RE market despite the broader economy is not screaming a recession or offering obvious bargains, so something to consider.

Interest rates hovering in the 6%+ range are higher than you’ve come to expect from the past decade, but they’re not outrageous (or even considered that high) from a broader historical perspective.

All the "duties" you refer to must be viewed within a broader framework of laws and regs.

When it comes to renting, I know the characteristics I tend to look for in a property, and am curious if they are representative of the broader tenant population.