I have lived OOS (and know dozens from around the world many from Silicon Valley) for 10+ years and have a team in place.

PIN has excellent Everything reports that bank appraisers do use to assess the value of a property but you're better off working with agents in those markets and getting free current market analysis reports.

(Google Florida condo special assessments)  And, you are correct, the HOA can impose numerous limitations that prevent it from being a good investment.

To get back to one of your original questions, I am a member of CTREIA and @Raymond B. is spot-on in his assessment: the biggest value is in the networking.

If all adults are screened, you can avoid potential legal issues down the road, especially in cases where one occupant engages in illegal activities or violates lease terms.Financial Stability: Screening all adult occupants also allows you to assess the household's overall financial situation.

…maybe she’s got dozens of side dudes…you’re right, I shouldn’t judge.

Lenders who call themselves 'Private Lenders" who are actually professional lenders are a dime a dozen.

Something like ok, last month I took an off-market tenant occupied worn down SFR, seller wanted it ran off-market, in 10 days we had 4 offers in hand and went through over 2 dozen conversations looking through details to consider offers.

I have tried well over a dozen times to upload a bathroom photo.

I only have a dozen properties but with Quicken I do all the bookkeeping in less than an hour a month.