If you are risk adverse real estate, (especially out of state) is not for you.

(This is the part that sets other investors and myself apart from those that never get started in real-estate)I find strength in adversity.

Another concern would be whether of not man-made activities have impacted the soils in an adverse manner.

In this context "naive" makes you less risk adverse and when those risks pay off, the rewards are huge.

The lady has no mind for business and is so risk adverse that oftenmakes her own situation worse by inaction.

Let me know if you need any more adverse advice.

Hawaii's population is very debt adverse so people are very fiscally conservative... that combined with the fact that the ohana comes in and helps if anyone falls behind.... means little to no foreclosures.In addition wholeselling is extra tough because Hawaii just has so much dumb money and international money chasing non cashflow deals that don't make sense.

If you are risk adverse real estate, (especially out of state) is not for you.

Also, I've seen a few mentions of adverse possession deals.

Look for groups that have been through adverse cycles before and lived to tell about it.