See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy+tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

@Karl Kauper going to guess your current PMC:1) Is having too many tenant nonpayment issues for your likingAnd/or2) Refusing to share their background checks with you, so you can make your own approval decisions to address #1 above.Several factors may be at play here that you may want to consider before being trigger-happy:1) For several legal and contractual reasons, it's pretty much NOT possible for a PMC to share background checks with an owner. 2) What Class of property do you own?

i just wanted to address wholesaling to help set your expectations, as i've done a little bit of it. 

Got to give a shout out to a tax lien investor who had some random gmail address and went by the name Ben.So, one of the unique things about note investing is when you buy a pool of assets is sometimes a seller is closing out their fund and will include assets that have no value.

I was able to get the email address for the property manager David Terbeek and I contacted him about the situation to find out what was going on. 

Hello @Anthony Abruzzo,You have some great advice above and managing your own property from another state is definitely doable if you the network in place to address problems as they arise!

I'd love your suggestions, criticisms and comments and I'm happy to address questions as well. 

At best, I might agree to a reasonable time limit against acting on a specificproperty identified by address.

Don’t give them the address of the property as this might trigger an event that will cause change.

You may not be able to address issues in a timely manner when they come up.