I know the commercial lending department for BB&T on morganton very well. can get you with them 

You can't afford this under any circumstances that do not include speculation on rental income and future appreciation of your departing residence.  

To this date, the owner on the property record still shows "SECRETARY OF DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT" as the owner even though the party I'm buying it from is Wells Fargo Bank.

I have reached out to zoning department but not heard back yet so hoping someone here may know the answer. 

I have my wife who works for the Department of Justice of the United States to call about this matter, maybe that would put some heat up under them.

I really need to be able to rely on someone to handle the day-to-day around the house.The fire department came out to the house a few weeks ago and required all the smoke detectors be replaced with combination smoke/carbon monoxide detectors.  

Plus having a license from the FL Department of Professional Regulation. 

FHA is not just for FTHB.FHA often takes issue with using departing residence rental income to qualify. 

@Jay Hinrichs What is the E&O department?  

The city police department website had a link for arrest records.