Now there are tertiary markets in the US that will be low value assets but not super high risk those are your smaller towns but your upside is severely limited.

Hiring the right GC is key to getting the property market-ready efficiently.

@Audrey Sommer I prefer investing in my local market (Snohomish County).

They have solid lease agreements designed to protect you, your income, and your property.Property Maintenance & Repairs: They have a network of vetted, licensed, insured contractors that can respond quickly and do the job right the first time.Minimizing Vacancy & Maximizing Occupancy: Their marketing reduces vacancy time.

The only money we have going into the market is in our HSA.

In my day job I do SEO for a digital marketing agency and I am more than happy to talk SEO with anyone who has questions.I'm interested in Long-term rentals, though admittedly, finding deals below market value and funding those deals (not to mention I honestly have no idea have to put the deals under contract in the first place), are problem the first things I'll need to learn.

Firstly I apologize that I do not have any market insights data specifically, but Houston has been a rough market as valuations have pulled back.

I would say you should start off by just meeting multi-family investor-friendly agents who can help get you started with 5 units search and work on finding you off-market ones as well Thanks Kerlous!

But if costs are high or demand is uncertain, holding onto the land while monitoring the market might be the better play.

Loan sizing varies by market, but in most areas your loan will be sized to 75-80% LTV; 1.20-1.25x DCR; 30-year amortization.