It's something they all seem to deal with on a regular basis. 

I never understood why ghost want to harass regular folks just because they want to live a peaceful life in the home.

Register now to make sure your spot is locked down and use promo code “FFPROMO” to save 75% off the regular cost.

If you can find a 'prefinished slab' company, you should be able to get a regular size kitchen done in granite/quartz for <$2000.IMHO, it is worth it and can justify a rent increase.

We chat through whatsapp and Discord and we meet regularly.

Finding parking at the beach could be as difficult as finding it for a regular vehicle.The city has encouraged development.  

I regularly attend meetups.

After the 12 months payments above you qualify for the exception so you're back to regular/normal LTV's which depends on your occupancy  - second home/primary/investment - it all varies. 

I know you don't want to hear it but your options are really to either stay in the mosh pit of regular houses and fight the pricing wars to the bottom, or invest $100k into the house to price higher. 

And this is separate from regular maintenance my property management companies took care of and deducted from the rental income.So the moral here is that RE is great but you can’t depend on cashflow.