Now, I will suggest the following:Create a financial plan that includes the following:One year goal: reduce your expenses, including credit cards.

You can reduce size, if you go deeper, but that only works if you have steep sites or are willing to add a pump system to the outlet. 

You can probably find an online link about how extreme temperature changes are not the ideal way to heat a home and cost more in the long run.I don't know what the local rental rules are where you are, but look them up and see if you can give her notice. 

It's challenging to distinguish between genuine advice and potential scams in the vast sea of information available online.

Alternatively, there are high-yield online savings accounts like Marcus or others - the difference is that banks have some inherent risk, thus the FDIC insurance. 

Hey @Vhernadette Sasing, with your high income and limited time, a solid approach might be investing in cash-flowing assets that are low maintenance, like passive multifamily syndications, or exploring online businesses with recurring revenue models (e.g., SaaS, subscription-based e-commerce). 

Obviously, using the online listing page at ALE solutions is different than a cold email, and I am referring to the latter.That brings up an obvious question: how do you develop those leads, then?

If you share a house with multiple roommates, you could significantly reduce cash flow.Good luck on your real estate journey, and keep us updated!

These strategies can maximize cash flow, reduce living expenses, and generate potential returns.Good luck!

This attracts a higher-quality renter, ensures funds are available to maintain the home, and reduces the risk of major losses.