It is entirely possible that a Sponsor can be approved, but an individual offering may not.This industry, like all real estate, has its ups and downs.

Somewhere in the middle is likely your best bet for a 20 year timeline.I have almost 50 units here myself and that's about what my portfolio is cash flowing at this point combined LTV is around 65% as loans have gotten paid down and values have went up.

Seems like MA has a pretty good website.

But, it still doesn't feel like it's enough. 

What These FREE Courses Offer:Clear Fundamentals: Grasp the unique benefits of self-directed IRAs over traditional retirement accounts.Real-Life Case Studies: Dive into actual turnaround stories and see how investors like you have leveraged these strategies.Step-by-Step Guidance: Navigate tax benefits, compliance issues, and smart investment choices with easy-to-follow instructions.I discovered these courses when I needed fresh ideas to boost my portfolio—and they delivered actionable insights without the fluff.

Then there's paint....for a long time, it was shades of brown/tan/beige, then went to gray (around 2015 as I recall, then back to the brown shades.I like the herringbone, maybe we will stop seeing Subway tile everywhere for a while...?

Welcome back @Jonathan Chan,Sounds like a solid 4 years, keep doing your thing!

--Financing:I would like to do 20% down, or more if needed, but I would like to avoid 100% cash offers as it would likely be the majority of my liquid assets.Question: How does financing differ from the mainland?

That sounds like something I'd be interested in looking at as well. 

Hi Charles, it's possible to get a deal like this financed.