Let's see if this works, hot spot in a ceiling, insufficient insulation near suffits

I too find myself in situations saying how much I revile something simply because it's touched on a chord that points out my own insufficiency.

There are some breaker panels which have a history of malfunction and instances of fire ... your insurance provider would likely encourage you to replace them.Finally, if you are upgrading/modernizing the electrical in the building, the existing panel(s) may have insufficient capacity: you may need/want to upgrade the entrance size and/or may need to add more circuits than the panel supports.

Weird.It's good therefore that you can still play the game, and stick it to Lenders.Does your primary have insufficient equity? 

The reason I don't like this, is that if a payment does not go through because of insufficient funds, I won't know until day 5; So I will be 5 days behind at giving my late notice, and if they submit another payment, I won't know for another 5 days. 

I contacted the builder since the home is still under warranty, and they sent out a foundation surveyor yesterday and his report stated that we have a foundation issue due to insufficient drainage of the property.

She initiated the payment but it failed due to insufficient funds in her account - pretty sure this was an act to show she was paying to buy a few more days.

cap rate: 5.5% (Even this is probably stretching it as many buildings are ~5% now)vacancy: 4% repair and maintenance: 5% (is this insufficient for older buildings? 

Bank ACH may be a weekafter your system charged before you know insufficient funds.8.

Print out your bank statements and if that isn't an option due to insufficient funds available then partner with someone who has the money and can provide a POF.