Does anyone have recommendations to give for local or national debt collection service that is trustworthy - plenty of crappy ones out there?

Any of the big national ones or "internet lenders".

Looking at some national and local companies.  

I know numerous homeowners who bought a simple home in California 20 years ago and are now millionaires because of that one purchase.

There's incredible demand here and growth, yet most of Florida and this area included, has really only just begun on a national stage.

How do ya end a war with an O&G baron invading a nation?

If you're up to the task, listing on Zillow or Redfin will be your best bet.There are numerous studies that show listing on the MLS will not only get you more net proceeds but also eliminate the liability from you as the owner by using a third party to sell the property.

The unfortunate reality is that the national average is around 28k for hairstylists.I own my own salon suite, and believe it or not it's the most money I've ever made in my career so going back to a traditional salon is not an option I plan to pursue.I was planning to so a small multifamily (duplex or triplex), live in one side and rent the other out (my boyfriend would also be paying me rent as well).

They are going to take it from here and see it through entitlement to sell the parcel to a national homebuilder. 

Hi Carlo,As mentioned DSCR loans vary widely based off of numerous factors, credit, LTV, Prepay type, DSCR Ratio, just to name a few.However, I am seeing rates as low as 6.625% now on DSCR products in a perfect scenario.In scenarios with low credit scores, high LTV's and short prepays we can easily be in the 9's.When looking for a DSCR loan to fit your needs, I recommend getting in touch with someone who knows what they are doing to pencil the loan in your best interest.Glad to connect and get into more detail!