This makes no sense. 

Its hard to find deals unless you are connected, advertise a lot, cold call a lot, knock a lot, and/or work very hard at it. 

They have been historically reliable over the last few years but I am hearing some rumblings of reduced leverage, slight increase to rate, or some kind of minor tweak to DSCR lending with some programs.Happy to jump on a call if you have any questions or concerns.Good luck!

Racine is difficult to work with (No direct contacts just general email and voicemail inboxes) but Kenosha is very responsive and easy to work with.

Some of the best ones are offering rates as low as 5.75% at no cost to you, it just requires a 30% down payment.

No social or credit pull needed upfront. 

If something needs tweaking, they handle it without making a fuss or dodging calls.3.

The world values your money at 3 or 4% with no risk. 8 or 10% with moderate risk.

SFR with ADU is no problem. but if you're considering adding an ADU to a multifamily property, consider the limitations you're creating on your back-end buyer if you decide to sell, or your own financing if you choose to refi. 

The seller signed an affidavit at closing attesting there were no outstanding liens, invoices, etc. on the property.