Have you explored specific neighborhoods yet?

I also watch occupancy rates and adjust if bookings are low.

@James Tobin  yes FHA will be a very low downpayment option for you.

Focus on neighborhoods near employers or schools, and explore slightly outside Austin for more affordable options. 

I too have feelings and thoughts about the programs.After I get past my feelings, I have found that I consistently get paid and vacancy is low. 

Rates that low don't make sense especially if they're a no doc shop.

Note you must be an accredited investor to participate.A con that turn some people off DSTs is they come with higher fees than out right owning a stable, low maintenance property; however based off what you described DST fees are far below what you are currently paying. 

. - Property type (single-family homes, duplexes, or small multifamily)- Min/max square footage or number of bedrooms and bathrooms- Desired cash flow or ROI metrics to ensure profitability- Property Condition (turnkey, light cosmetic fixes, or heavy rehab)- Neighborhood type (A/B-class areas for appreciation vs.

Are you looking for steady, low-risk passive income now, or are you comfortable taking on more leverage to scale faster?

Investors & overall market feasted on low rates, you got your stuff together during that time and now are seeing how cycles play out.