If you do a  search of this forum you will find that financing properties in CR is an issue, though the nature there and lifestyle is very attractive

It's crucial to clearly communicate to tenants the nature of your relationship and their responsibilities.

But to touch on the earlier point, physical asset investing under the nature of debt, efficiencies of scale, tax benefits/drawbacks, and the power of delegation before you dip your toes in.

Stress, theft, bad tenants, repairs, acts of nature, and people who dont know how to take care of a house happen.  

Thanks, What is the nature of your loan scenario?

Naturally.

You should always maintain a reserve to cover repairs, vacancies, natural disasters, etc.

A condo can be better with white, depending on the natural light, and small houses can take to colors well.

Just gonna wait it out for natural appreciation, cashflow and tenant-debt buydown.

Speak simply and naturally.