If my spouse wasn’t opposed to moving I would try to buy a new house hack every 12-15 months and use low down payment owner occupied loans for as long as it made sense.

Credit Unions are pretty great, as in my experience, commercial loan renewals tend to be automatic.

I flip with cash, not loans, mainly because there are not enough deals out there that meet my highly selective acquisition criteria, so no need to pay interest on cash otherwise sitting in a money market account. 

Is it hard money loans, angel investors, etc?

So I did a 3-2-1 buydown and secured a 2.875% interest loan for the first year of the loan, and it will gradually go up a percent each year until it hits my rate of 5.875%!

@James JeffersonHi James,To buy out the property you need to probably apply for a loan through any lender.  

Meeting a 20% down payment to avoid PMI seems manageable, although would take a big chunk of my liquid net worth, and I prefer this route over using an FHA loan.

Looks like there will be some grants and loans to assist SFR and duplex owners only in the form of a lein on your property.

You can get a $1.2M stop-loss policy that kicks in after $300K combined losses on all 5 units.  

Quote from @Timothy Hero: I've brokered over 325 DSCR loans.