Most people that have been in school as long a you have develop high standards for themselves and others. 

It's a high risk strategy that you've chosen. 

For 5+ unit properties or commercial it is not as high.5.

With your strong credit score, high income, and solid investment portfolio, you are in a great position to secure financing for an investment property in the U.S., and as they've mentioned above DSCR is something you might want to look at.

Those leases are never renewed due to the high usage cost. $800 electric bill for 800 sqft place is not uncommon.

Real estate agents are not highly regulated in Costa Rica as opposed to North America.  

Most of my CFO clients that are in residential development are looking for IRRs (usually over a minimum 5-year period) in the high teens and the commercial developers are looking in the low to mid 20% range.

to be clear - lots of other issues, lots of other challenges, and BRRRR is difficult right now with interest rates so high. 

Hi Daniel,Refinancing out of a high-interest bridge loan can be challenging, but you have a few potential options based on your equity, tenant situation, and FICO score. 

Historically this property has cashflowed, but not yielding an annual amount that's really making a high impact towards overall business growth ~12k per year.