The roof and A/C were big costs to me that ate up a lot of the budget though.

Who ate my leftover pizza for the 17th time?

I ate government cheese (pretty good) and government powdered milk (disgusting).

Recently sold a deal where the only thing really going for the deal was the appreciation of the area, not the cash flow each month, because there wasn't much (HOA ate up all the remaining profits). 

These are the standard in Europe and I wanted to make the swap, but there are install issues to be considered:the gas line to the unit needs to be changed to 1" dia all the way to the meter as tankless systems are high btu outputs and need more fuel for the short period theye're active.this creates havoc for the grounds or driveways the line runs under AND a mess for the interior walls.I decided that was too much for me and just r/r the heater with an equivalent

But I went 15 bc I 1) have a stable, high paying job, 2) All the cash from the properties ate a hole in my pocket, and 3) if u take 25% off my rental income from these properties as refinanced, they still have positive income so my LTD wont be screwed. 15 year will force discipline on me in how I manage these properties and provide further motivation to take this to the next level.  

The seller claimed to be completely broke and said he would take his chance at trial because felt like his case was better in front of a jury and he was going to play the “my broker ate my homework” card and I couldn’t prove that he didn’t tell them to update it.

I ate these costs as part of the up front cash that is needed in development. ** - I included the DP since it was technically an out of pocket cost but its an odd cost to try and calculate in properly since it is my main residence and not a part of the investment property.

@Kevin Dias - I recommend Gasdick Stanton & Early.

That was my weakness, that and I ate at restaurants a lot.