That's a good example of a 'healthy' mortgage market albeit fairly astonishing that banks would consider the revenue data accurate and consistent enough to lend on.

My wife and I purchased our first rental property here in Maui in June of 2023 to use as an STR as it was a consistent market, numbers worked, and we live 5 minutes away from the property so self-managing made sense! 

I also recommend you start figuring out how to terminate a lease when the tenant is consistently late, or how to evict if they fail to pay by a certain date.

I am right behind the other Jonathan (@Jonathan Greene) the best one is the one you can use on a consistent basis.We use hubspot for our general contracting business because we believe in the long-term growth potential it has. 

This team consists of an Investor Focused Agent, Lender, Contractor, and PM.Read this article on the "core 4".

This team consists of an Investor Focused Agent, Lender, Contractor, and PM.Read this article on the "core 4".

This gives investors more confidence in their investments and helps them build long-term wealth through consistent rental income.4.

But you have to be in a position to mail consistently to these folks, and then take the calls and follow up.

The down payment consists of a second lien on your 4 unit with no payments for 6 months and payments beginning month 7.  

Building investor relationships takes time, but consistency pays off.