Also, Credit Card suggestions for best business card for benefits / perks right now?  

Now if try tailing the entity on deed "up-stream" come to find it's a meandering trail of breadcrumbs, come to find they themselves are debt loaded via notes on properties to other entity, that again is a meandering trail ending in WY entity behind a wall of ownership interest in such so never get peoples names.  

An LLC creates a legal separation between you and the property, so if something goes wrong—like a lawsuit or debts related to the property—your personal savings, home, and other assets are shielded.

To that end, in most cases even if the properties are owned within an entity, the principles (investors) will need to personally guarantee the debt.

@Muhammad KashifMost debt funds are equity only as they don’t take on leverage and are “cash only” when they acquire / lend on assets

You should refinance your long term debt into a DSCR loan and then do a heloc on your property.

Currently I had borrowed 12.5k to consolidate credit card debt and I can borrow up to 23k. 2) Would it be wise to roll this into my home mortgage so I can get the tax break for the interest and allow for more borrowing power from a credit union?

I also due to all the walk-ins put a sign with cards by the front door with my number that way I could kind of verbally take an application when they called. 

Its still your debt, though, and it would now be the first mortgage and your new loan would be a second. 

Well....should you invest in a city where the people elected a woman with foreclosures, liens, judgements, garnishments, ethical violations from the state ethics board,  misused a city credit card, went three years arrears on her federal taxes all while yelling for other people to pay "  their fair share, " left skeletonized dead bodies hanging over Canal St for months on end covered only by a tarp until the wind blew it off to reveal to our horror her blatant disrespect for human dignity?