So far I keep hearing about Titan and Solera banks but they only offer checking with no interest. 

The seller was willing to do a carryback in the second position and the bank was the primary position.

For almost any kind of permanent rental/investment property financing (whether Conventional, DSCR, or local bank), you are going to need a decent credit score to qualify.

The resources we had:- a bank (conventional) that lends money up to 35k for 650 credit score- hard money lender with APR 120%- seller/community (who acts like he doesn't want to talk at all)- a real estate mentor that costs $35K to useThe "answer" to this exercise was:Use personal credit to borrow from the bank and spend the $35k on mentor, and then mentor has the "connection" with the community bank to negotiate a deal and brought a 70K property for 40K with FMV of $140K.

There was client bank account information in the folder and she could have done significant further harm to our business.

These will certainly specify the jurisdiction and venue for any disputes, as well as the governing law.

When was the last time a bank offered 0% financing that could be transferred to another property?

Make sure you file the lawsuit in your jurisdiction so she has to travel.  

If you’re working with a community bank or a traditional lender, these issues may not be as relevant.

But might help others avoid this pitfall…when a mortgage is transferred between banks, I’m learning they don’t record a lien release with the county.