My name is Shelly, and I’m excited to be part of this forum.

Tell them you need to be listed as additional insured and then you get copied if they have it from insurance company

Quote from @Andrae S Wiggins: Hello BiggerPockets.

Quote from @David Cherkowsky: Hi All,I purchased an investment property in the middle of last year and to this point have been using 0.75*lease value in my DTI calculation.

Interest rates are still high, which is slowing things down, but as they drop later this year (which I fully expect), you’ll see more buyers jumping back in.So yeah, no 2008-style meltdown here.

Quote from @Brenden Sperl: @Greg Kasmer- I would live in the upstairs of the house and create 2 units downstairs.

I'm an investor but new to so-cal and was interested in meeting some other local investors.

Learning how to responsibly use debt is one of the best tools any real estate investor has at their disposal.

When did this happen?

There’s not really a lot of value add opportunity or sales comps in this space for our area.I typically (BRRRR) purchase fixer uppers with cash, fix up, rent, then refinance on a DSCR and get all of my money back.