If you think you are scared to act now...why do you think youd have the balls to act in a down market?

There is also the chance that you just blow an awesome deal because you low ball too much based on what you have learned on BP without real world experience in your market.Buy your first rental properties in a way that makes financially sense - for high cash flow.

I know I don't have to hit it out of the ball park for my first deal, but I don't want to be barely making a return while having to do all the work.

If anyone claims they can look into their crystal ball and predict future values, ask them why you are having this conversation because they should be on their yacht in the French Riviera. 

These should get you in a ball park.

Avoid odd ball tenant profiles, too many tenants together, etc.

Even if you do or don’t it sounds like you need to hire an attorney to get the ball rolling on getting this guy out.

However, my crystal ball is perpetually cloudy, so I try not to predict.

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck

Trying to get a good ball park for my estimate on how much to discount the ARV for worst case scenario.