I personally target Lauderdale, Limestone, Morgan, and Madison Counties.

I personally would rather just continue with the second bank, why go back to the first one.

The feedback seems a bit general or maybe you just condensed it for the post...If not, I'd personally have a chat with your agent about what they are asking in those follow-up questions and hope they are assertively making those follow-up phone calls with your showings.

@Leslie L Meneus, while the forums can be pretty good, in-person networking and sharing ideas is much more valuable.  

Balance data with personal priorities.

Signing the lease demonstrates they agree to the terms and then you can hold them accountable.If you don't do this, then the person named on the lease and paying the rent could disappear and you would have no legal authority to charge the remaining three for unpaid rent.

The pro development and affordable housing advocates use the term NIMBY, but I suspect it is the rare person that buys in a single family zoned area that would be thrilled to have 17 units (qp16 additional units added) in the lot next to them.My initial protege was the land source on this effort.  

I've done this personally and have helped a bunch of other investors do the same.

If you are just a plain person they usually must serve you in person. 

Hey folks, Due to a lot of depression and personal issues, I let my property taxes go unpaid for close to three years.