The rental is not in a great area but it’s not terrible.

Others want a higher reward so take on more risk, like low credit tenants.

If it was a single bank with a line of credit that would need to be made public.Now, what I have seen (not saying this is being done here), but with other funds is a fund create a feeder fund /LLC that would issue promissory notes to invest in the fund.

The tenant pays a monthly premium and keeps an active bank account and credit card on file.

Take a look at the overall picture, i.e. credit score, debts etc.. to make a decision.

I would not credit for laundry, I would price in line with not having a laundry if other units do.

Our  (San Diego’s) rent to RE price is terrible especially for on market purchases.  

So well within the 30 day trial period.However, they continue to bill my credit card for the service in spite of the confirmed cancellation.Has anyone else had any issues like this with them?

With good credit and a relatively low LTV, they may price comparably. 

For example it was widely reported that US commissions were previously fixed at 6% and the lawsuit ended that (the article you referenced makes this false claim also, and frankly is terrible reporting IMO).