Plus, I see all the reasons someone wouldn't want to bother with a permit so I'm not going to lose sleep over their decision. 

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

We'd like to seek a construction loan to complete the build of our new home - does anyone know if a typical real estate rental business plan would be sufficient to show potential income increase? 

And how BP instructs people to navigate, evaluate, and manage rental properties is not sufficient for this post-rate hike '22 era.

Some react quickly/unreasonably to what they read, rather than sleeping on the information they just received. 

My 2 cents is that for non-sleeping areas, hot tubs, pool tables and movie rooms are top amenities that guest have personally told me they like the best.I think an outdoor rated pool table (or maybe ping pong table), TV and comfortable seating would likely be the best bang for your buck.

@Joseph McElmeelHey JosephThe fha has a lending requirement for fourplexes that could cause you issues and that is the self sufficiency test.

Sufficient funds in case of large repairs ?

I had spent probably half those days sleeping on-site, because I worked like you wouldn't believe.

The next thing would be connecting with a lender and seeing if you can find any properties that pass the self sufficiency test if looking at 3-4 unit buildings.