I think I can open another personal checking account at the bank I already have and it'll be under my name but i'm trying to buy out of state rentals with an LLC I own.

You are going to send your wife to personally unclog that toilet.

For context when we do this our biweekly payments have been around $485 per paycheck so around $1,000 per month of lost income per person when we both do it. 

Foremost and American Modern seem to be the most popular insurance companies for manufactured.Additionally, the home cannot be in a mobile home park, it cannot have been previously installed at another homesite, should be on a permanent foundation and/or fastened with hurricane tie-downs.

Some folks are individuals doing this and others are working in companies and have folks who are developers, land specific professionals, and etc and can fact check.

As I purchase this in 2025 and have 0 personal use throughout the year I then plan to cost seg and use that for bonus depreciation (or what is left of it before phase out)... and wondering what % of furnishings I can deduct?

For example of above, there was a person I know, they bought a house for a rental, the square footage was enough to make a 3rd bed out of a dining room, that would increase the month rent by $400.00 a month if they did that..

Real estate is a wealthy persons game. 

I have personally invested in these types of properties in Alamance county.If you're open to STRs there's properties up and down the coast as well as lots of mountain vacation properties out West in places like Asheville, Boone, Hendersonville, Cherokee.

you are going up against people and companies that spend thousands or even tens of thousands of dollars a month in marketing.