@Heather Luu first, make it more efficient by only worrying about deadbolts.There is actually very LITTLE additional protection a lock handset offers in addition to a deadbolt.On the properties we manage, we remove all keyed doorknobs and just use passage locks. 

I have had previous requests for help with this situation, and that's the advice I consistently offer.

A Roth IRA Conversion lets you convert funds, pay taxes upfront, and withdraw contributions tax- and penalty-free after 5 years, offering a longer-term solution.This post does not create a CPA-Client relationship.

Instead, increasing umbrella insurance ($2M–$5M) might offer sufficient protection at a lower cost.

A 20+ unit building offers instant scale—more units under one roof means better cash flow per dollar invested and easier management (one property, one system).

The offering would be at 490 units at $1000 unit which allows 49% to be sold to have the preceding benefits to remain in place.

When I had my own real estate practice, I advised landlords on tenant issues, negotiated cash for keys, and filed evictions. 

But, it may not offer the ROI as other locales, and it may not be "fun" like buying in a favorite vacation spot.2 - The highest ROI folks - Self explanatory, will go where ROI is high and/or regulation low.3 - The second home/retirement minded - These people are looking for minimal ROI but want the house in a specific location because they like to use the property and want it to pay for itself.

But the ‘investors’ funding letter in black & white says ‘this offer is considered cash’ & it’s signed by Nick Raimondi of Insula Capital Group, a private lender for Real Estate Investments.

The practical path is to take progressively less risk as your portfolio grows.