Most of the resorts do but there are a few that charge you in separate installments or that don't include it at all.

Any costs directly associated with building the basement apartment, such as separate entrances, kitchen installations, and bathroom fixtures, can be directly allocated to the rental portion. 

He talks about many things like precious metals but focus on what a real asset is. 

Ward, et al. which changes the licensing requirements for parties who are the assignee of a home equity line of credit (“HELOC”).Crux is the state is saying Mortgage Lender License Required for Installment Loans Where Installment Loan is Secured by Residential Property even if you did not originate the loan.

I can tell you right now the cost for sheetrock, labor to install, mud and tape and sand to level 5, prime and 2 coats of paint (7 different colors throughout house), touchups were about the same as what you seem to have been charged. 

Street sweeping And probably a few more I am not thinking about.Dig out and utls are lump sum.foundation lump sum  he pays for the concrete.Framer supplies his own nails fasteners and installs the windows.roofer supply's all materials.insulation supplies all materaislPlumber supplies all materialsElectrician supplies all materialsPainter supplies all materialsFence supplies all materials flat work supplies all materials.counter tops flooring tile work are all one sub they supply all materials and one price. thats off the top of my head. 

The cost for material would be $15-20 on the low end and that would leave only $$25-30 to go to the store buy a door knob come back and install. I

A strategy you may consider  is selling is using either a 1031 or a structured installment sale to delay taxes. 

It was recommend by a contractor and he installs this for homes and even in commercial locations such as malls. 

No surge panel is installed in the electrical panel.