High LTV purchased at retail (off mls) has large initial negative cash flow- regulations are tenant friendly.  

The idea is spreading, and could spread to some other spots here that have traditionally been STR friendly. 

I have a friend here who has about 140 houses right now, who I was discussing return on equity with.

It probably be best as a friends-and-family type loan, but I don’t have anyone around me that is an appropriate lender.If I have to, I can put the funds in myself, but its inconvenient, and would come from investments that would need to be sold, taxed, etc.

Once you graduate and have a steady income, consider house hacking as a beginner-friendly strategy—buying a small multifamily property, living in one unit, and renting out the others to offset your mortgage.

For investors, this presents a niche market to target families seeking multi-generational living arrangements.Things to Keep in Mind:SB 9 projects must comply with local ordinances, which may include design and setback requirements.Properties in historic districts or areas prone to environmental hazards may have restrictions.Lot splits under SB 9 require that the owner occupy one of the parcels as their primary residence for at least three years.ConclusionSB 9 represents a significant shift in California’s approach to zoning and housing.

One big thing to keep in mind is that Daytona Beach itself is not very STR friendly.

I found a church and made some friends.

No reason not to use a top platform.Regarding the friends thing, that is dirty pool IMHO.

God speed friend!