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I sleep fine at night because all of investments pay my monthly mortgage payments. 

We are now just past the sheetrock stage and so far the numbers are fine.

We’re fine with them flushing toilet paper, of course, but tampons/shop wipes, etc. was not meant to be flushed and can damage our septic system according to the plumber.How would you handle this?

Since it's an illegal unit, you are not entitled to rent and will be fined by the borough. 

But we've worked with two other brokers and it was fine.

As long as you give the proper notice to the tenants, you should be fine. 

Which to me is fine but respect my time tooI received an email from them (not even a thank you) but letting me know where they invested and then asked for another call if I could review a ppm with them and if I could give them names of other sponsorsLet’s just say I may have “accidentally” hit delete and oops that email disappeared.

If you plan on doing section 8 LVP is fine.

Talk with your lender about this proposal...  1) Get a solid quote on the roof replacement and share it with your lender.    2) Put the funds in escrow with your bank for the sole purpose of replacing the roof.    3) Close on the property.    4) Install the roof.    5) Get reimbursed for roof expense out of escrow.Most banks are fine with something like this if they know their downside is covered.