A lender credit was disclosed on the Lock LE instead of being shown as the Seller credit.

We offer it at TFSB but it does require the basics like qualified credit score, DTI ratios - Must have W2 or (2 years of 1099 income) to qualify.

That does not build confidence in investing in an area no matter how many friendly seals bark at you.Do L.A. and California lose carbon credits for all the noxious smoke?

Quote from @NA Hirsch: What service do you recommend for doing a soft pull on a potential borrower's credit?

I use the 3x rent for my first barometer, steady employment, good credit, and of course 3 years of rental history.

Some of the additional benefits include:Reduction in current tax liabilityInsurance savingsImmediate increase in cash flowMinimization of recapture upon sale of the assetIdentifying disposition expensesIdentifying repair and maintenance expensesEnergy cost savingsConstruction tax planningPreservation tax credits (historical and new market)Fixed asset reviewDEIRA Reports (reduces insurance premiums, benchmarking reports, energy audits and reserve studies)What other questions do you have about cost segregation?

The reason being I have to build up my credit score before I can get approved for a loan. 

Purchase price: $145,000 I am the managing and credit partner on this investment.

Hey Tyler, depending on your credit, the max LTV for the cash out will be 75-80%.

Wife and I both have an 800 credit score and plenty of income with a 19% DTI ratio. 2) Do you recommend that as a first timer I actually do go with a higher down payment product as I learn?