Only reason they want a mortgage is because they want to refinance and consolidate some loans they have.

You need to look into getting a loan from one of those credit consolidation companies and then get in credit repair.

About a year into it my partner was able to qulify for a loan to consolidate all expenses into one loan.I think we both got a bit scared that we will never be able to sell it.

Here’s what I believe to be the final, consolidated set of 2010 goals.

isn't always enough to determine equity, since they could have done a cash-out / debt-consolidation refi recently - yet owned for decades.

If we can swing everything we would have $350 ( house and tax insurance) for second home  $695 for 1st and no minimum because it would be consolidated.

Have you thought of the consolidation of the assets in a fund to be able to revaluate it regularly and get more money for new flips ?

ie. if you have student loan and other debt, how to structure and consolidate the debt.

However, when you're at 6 or fewer where you CAN do cash out refinances, you can certainly delay hitting the cap by using cash out refinances to consolidate as much debt into as few properties as possible.

I do not know much about umbrella loans, but it seems like they are more for debt consolidation.