For my calculation, I've assumed $1200/yr utility paymentsSeller is asking for $5,25k, but according to my calculating a fair price at 7.5% cap rate woud be $4,80k.What do you guys think?

I’m considering whether to pursue a 4 plex investment opportunity. 8+ cap but haven’t used the rental calculator yet

BiggerPockets has a STR calculator that can help you figure out expenses, long-term cash flow, and more you can check out as well when you get your numbers going.

Calculate your failure.  

When multiple properties are held by the LLC, lenders may calculate an average or combined DSCR across the portfolio.

The BiggerPockets calculators are great, I use the rental property calculator frequently.Real Estate is a great long-term investment even if you make a bad decision BUT knowing which deals rank highest in your market will help you become a go-to investor-friendly realtor.2.

Also, doesn’t hurt to analyze a few deals using the calculator :) 

I should have used templates and calculate using things like the dea analysis and offered a lower purchase offer, and negotiate better loan terms.

Listen to the Bigger Pockets Real Estate rookie podcast... you wont understand everything at first, but soon it becomes like your own language.Meet people in your area... network.. tell them what you are interested in, you will be so surprised that people will show up to help you.Avoid the gurus who ask for money, PRO membership here gives you access to the webinars and calculators you need to make it make sense for a newbie. 

The other thing I use for savings is my cash position in my taxable brokerage account which right now is getting 4.5% interest.